He also used our money to pay his personal expenses which is against the law. So they paid for my Fed-x payment or almost 4 months. And who owns Wells Fargo? Loan transferred to Selene and they show me two months late when I am not. Selene refers to itself as a special servicer, providing creative loan resolution strategies designed to preserve home ownership. Our lone was sold from Bank of America to Selene. During this time our home was broken into three different times severely ruining the door. We thought it would be a good time to refinance and get a lower interest rate. What a joke I thought Bank of America was bad. Our bank did not want to give us a check for the reinstatement as they reported they wish to pay the entire loan in full. Which literally has went up $3000 in one week just from alleged fees. Selene employees would often talk about the LRD committee that makes the decisions, but only one promised us a phone number that never responded. Giving me 3 days to respond or they are moving forward with foreclosure. 1st Mortgage with Selene Finance for $221,000; 2nd Mortgage with DTA Solutions LLC for $55,000; Hardship: Curtailment of income. What this means is that, the bank gives the home back to the home owners after they have been given a court date and shown the money to be needed to stay in the home. Nationstar foreclosures are listed on the Multiple Listing Service, on Auction.com, or by contacting a professional real estate agent. I then told them that my mother wanted to buy the property from them at which time they informed me that she was not allowed to do so. SELENE FINANCE, LP. Selene Finance is unethical to work with. 27, September Term, 2020, Opinion by Booth, J. Tony Pastrana October 4, 2017 at 11:22am. For what reason, I still dont know, most likely to be vindictive because I was trying to make him leave! selene finance foreclosure listings. We suffered a hardship, then unemployment during COVID, and unbeknownst to us our house was auctioned. Please see the attached response. I got home on August 16 after a long weekend and again my keys did not work, a door lock box had been put on the property. I did make one correction to this document that I sent in and am now attaching - on page two, under Cable/Satellite, I add the $55.00 I pay for Fios each month to our one streaming channel. selene finance foreclosure listings. Under this plan, the homeowner pays $700.66 monthly starting in September 2013; a 22% reduction from his original terms. Washington State Property Tax Exemption For 100% Disabled Veteran, I started looking for a 3rd job (already had a full-time and part-time job) but was exhausted after each application I filled out. We suffered a hardship, then unemployment during COVID, and unbeknownst to us our house was auctioned. What Fees Are You Charged in Foreclosure? Here we are on October 20th, and they still not have cashed the check, although we have proof that it was received by them. State Finance Commission Building, 2601 N Lamar Blvd #201. Foreclosures Buying REO from Selene Finance William Adams Sewell, NJ Posted 5 years ago Hi, I wanted to know if anyone on here has purchased a REO from Selene Finance? We were given two other dates after we did not receive the payoff on June 23 and that was again on July 5 and yet again on July 12. Our lawyers were able to save his home and he is enjoying his retirement in peace. But yet took double payments so they said when they were supposed to write off 95,000 off my loan and gave me a new loan at a lower rate and payment just so I would not just walk away like everyone else had done. So now I was on the hook for the payment that were not made during lawsuit. He had informed me that the only way he was going to leave the property was in a box. Get the up-to-date selene assistance 2023 now 4 out of 5 33 votes 44 reviews 23 ratings 15,005 10,000,000+ 303 100,000+ users Here's how it works 02. Request a free trial. Your state's housing agency might have a foreclosure avoidance program as well. on Wells Fargo had us in foreclosure, then we filed bankruptcy to save the house and they sold to Selene. We got approval for the payoff which was one of the Selene employees estimated it to be $48, 000.OO. A foreclosure when the bank failed to perform under the law. Use the Sign Tool to create and add your electronic signature to signNow the UNIFORM BORROWER ASSISTANCE FORM Selene Finance. Executive Resolution Team My initial thought was to sell the property after we cleaned it up, but then we got the loan to pay off the property and fix it up. Selene Finance LP employs 505 employees. Founded in 2007 and headquartered in Houston, Texas, Selene Finance is a residential mortgage company. Find a professional foreclosure lawyer today and start fighting to save your home. My husband and I talked with Selene that we were trying to get a loan to pay off the house. Then my attorney was able to obtain proof of posting which was a slap in the face because looking at the pictures that were taken, I was home that morning, possibly in the shop but on the property, as well as my children. But encourage others to do so immediately before its too late and you find yourself foreclosed on. Go to the Documents tab to access merging, splitting, locking, or unlocking functions. Rating Action Commentary / Fri 30 Mar, 2012. Selene Finance is the WORST mortgage company, The customer service is never available, my loan was transferred to Selene in July 2020. . I received a response by email from Selene Finance on 10/18/2022 and their response was their records reflect the bankruptcy was closed/discharged and the mortgage statements would resume. I apologize for the confusion. Selene Finance LP, (The consumer indicated he/she DID NOT accept the response from the business.) Privacy Policy | Site Map | Glossary | Contact Us. I get a lot of listings from Selene. We were promised by Selene that we can buy back our house. I never know for sure when I will be home but when it was usually five times a week. Share your photos and videos with others to prove the truth of your words. We completed and faxed, e-mailed, and certified the same copies of the same paperwork constantly. The agents have been ok for the most part but I should not have to beg this company for a refund that I had to double pay. Selence Finance lied to me about the original deal. It opened for business in 2007, has 108 employees on staff, and is managed by its President, Karen Bellezza. I called Mackoff Kellogg Law Firm multiple times prior to hiring an attorney, asking for proof that they had tried to notify me and I never received a response from them. I have been trying to purchase another home and I can't do so because I have been waiting for Selene Finance to fill out the verification of mortgage that was sent by my bank. But I have not been refunded the money I overpaid. Now you may print, download, or share the form. Sitemap. For details on how Selene Finance LP can help you with your mortgage payments after a disaster, please call us at (877) 768-3759 You may also contact FEMA at http://www.fema.gov/ or (800) 621-FEMA (3362) for possible government assistance. Contents [ show] Questions About BiggerPockets & Official Site Announcements, Home Owner Association (HOA) Issues & Problems, Real Estate Technology, Social Media, and Blogging, BRRRR - Buy, Rehab, Rent, Refinance, Repeat, Real Estate Development & New Home Construction, Real Estate Wholesaling Questions & Answers, Rent to Own a.k.a. My bankruptcy plan was to pay my mortgage off in full. After numerous attempts to fix the issue with them, they told me that unless I started an automatic payment with . On the day that the letters were to be delivered, the mail carrier didnt even bother to pull in my driveway to deliver them to me or even notify me that they were there or I would have absolutely driven to town to pick them up. But they could not set it up from my bank account to their mortgage department. In doing this I was able to access records to lenders that most people werent able to see, Ive been to law school but I dont want to be a lawyer but I also do have the pass experience of working for Wells Fargos foreclosure team and I do have access to their foreclosure manuals so speak. These types of sales usually do not involve the bank giving up the right to foreclose on a home. In the state of Nevada, you cannot use onerous actions or revolving liens to get out of a foreclosure. I put an offer in on one of their properties and they countered but no where close to my offer. (The consumer indicated he/she ACCEPTED the response from the business.). Thank you, ******, Dear Sir or Madam: Selena Finance has a policy of holding all homeowners in custody until the courts have had time to rule. Mortgage servicer Selene did not fully evaluate plaintiff's February 2017 . Selene not reporting mortgage on credit report, Ive had my mortgage with Selene Finance for 5 years, Timely Payments, Selene Finance Screws Up Loan, Selene Finance Foreclosure On An Elderly couple, Selene Finance Forecloses Despite Pending Loan Modification, Getting The Run Around From Selene Finance, This topic has 2 replies, 3 voices, and was last updated. Edit selene finance third party authorization form. I have called Selene Finance over and over with no real explanation of why I owe. At this point I decided to live there with my mom. This $148,506 EMV foreclosure property located at in Battle Creek, . Terms of the loan modification were six (6) monthly trial payments of $674.13 (starting in January 2013) in order to receive a permanent loan modification. Please note that we are unable to identify a Selene account with the information provided by Mr. ****. David Greene shares the exact systems he used to scale his So type SIG/TARP look the up, contact them as soon as possible flood their office with emails and calls, and if you still have a copy of SELENES RIDICULOUS MODIFICATION make sure you get it to them. We help people file for bankruptcy relief under the Bankruptcy Code. Thank you This $100,984 EMV 2 Beds, 1 Bath, preforeclosure property located at in National City, . Plaintiff: SELENE FINANCE; Defendant Name: BLAUM STEVEN; Recording Date: 05-04-2015; Last Sale Amount: $273,500; Last Sale Date: 09-11-2006; Trustee Name: MILSTEAD AND ASSOCIATES LLC; . Mortgage servicers are also regulated by federal law, particularly the Real Estate Settlement and Procedures Act (RESPA). There are common complaints against Selene Finance Foreclosures Process they include: A foreclosure in the county where the mortgage was originated. My gross income is $137,500 (it will rise again in January), and I am an Assistant Dean at Boston University. 108 complaints closed in the last 12 months. The title company had provided me with a photocopy of the posting in the newspaper but I felt that with something of this magnitude I should have been personally notified. For what? Get Selene Finance can be contacted at (877) 735-3637. How did it go? Relocation. Company profile page for Selene Finance LP including stock price, company news, press releases, executives, board members, and contact information updating the entrust digital id was unsuccessful, Designed by st joseph's mass schedule | Powered by, half moon bay airport hangar waiting list, will there be another doom game after eternal, New Construction Homes Raleigh, Nc Under 250k, Washington State Property Tax Exemption For 100% Disabled Veteran, what does the person and plus sign mean on facebook, updating the entrust digital id was unsuccessful, scenic route from nashville to pigeon forge. I really can not believe once again another lender committing fraud. Cindy J Ziegler. The company is a subsidiary of an international investment firm, Pretium. Because when you file Bankruptcy the lender can not take payments from you. The attorney was able to attain documentation showing that they had sent me registered letters but the letters sat in the post office, unclaimed and got sent back. 22 Selene Finance Foreclosure jobs available in Addison, TX on Indeed.com. This is a case about alleged misconduct during state foreclosure proceedings. Apply to Analyst, Specialist, Quality Assurance Analyst and more! My mother-in-law, who was also residing on the property also went to talk to the realtor who informed her that neither I nor anyone related to me could purchase the property. First we were informed it was mailed 09/16/2022, and then we were told it hasn't even been printed and today (10/11/2022) we were informed that the modification was indeed not accepted and they still required the ex-gf's signature or a divorce decree (never married). A lender must deliver a note to the borrower stating that he or she has defaulted in meeting its obligations. Website: www.selenefinance.com. The hiring of a lawyer is an important decision that should not be based solely upon advertisements. The facts and law in each case are different. Useful Information for Selene Finance Customers Phone Numbers Support Phone 877-735-3637 Contact Phone 877-735-3637 Email Addresses Support Email CustomerService@SeleneFinance.com Locations HQ Address 9990 Richmond Ave Ste 400 Houston, TX 77042 Selene Finance Bills Are Paid In These Categories: General information about Selene Finance Is Selene Finance a good company to work for? Sincerely, In short, they are extremly neglectful and lie! So I made a change and began my company. View all the latest property details for homes in Saint Paul, Minnesota to get a feel for real estate in the neighborhood and/or surrounding area(s). A retiree retained our law firm in mid-2012, he was over 2 years past due on his $900.00 mortgage payment to Selene Finance, and had already undergone several lifetimes' worth of trouble with various mortgage lenders. Foreclosure Specialist at Selene Finance LP. Also each time I call I get a difference response of what is going on. Selene Author August 29, 2022 After we were again told that we were to be contacted by another part of your company. We are a debt relief agency. I received my check from insurance company on 7/14/15. February 7, 2020. The property has been on the market for 90+ days. What Can You Do If Your Mortgage Servicer Makes a Mistake? . After talking to a couple of realtors I realized I would have to rent it out because I was not moving back in just to move right back out again. Selene Finance is a special servicer of nonperforming, re-performing, REO, and performing loans. They told me that was not an option. I have been sending an additional 1000.00 a month to be applied as additional principal on my mortgage. 1441 Petition for Removal- Breach of Contract: Fingers crossed!!! I was to begin paying my own mortgage starting the month of september 2022. Previously, the title company only performed REO work for Selene but has since expanded to other clients and expanded its functionality. This will surely increase the credibility of your complaint. When I asked why, they said they were not going to accept any payment from me until I paid back all the payments during my COVID relieve/deferment period. Why did you send reinstatement instead of payoff? My issue was not acknowledged or resolved. This allows these big banks to avoid the legal sanctions and the media attention that has followed them for their "robo signing" and illegal foreclosure practices directing the . Beware of mortgage relief scams. Read More Contact Who is Selene Finance LP Headquarters 3501 Olympus Blvd Ste 500, Dallas, Texas, 75019, United States Phone Number (877) 768-3761 Website www.selenefinance.com Revenue $88.7M We are one of the few sub-servicers that has end-to-end servicing capabilities for both performing loans and non-performing loans. The supervisors and managers was overworked because there was not enough of . It is beyond frustrating to be on a call with somebody for 30-60 minutes, tell your story to them and NEVER get a straight answer. I called N.A.C.A today & they are saying a mortgage co should never send a notary to a homeowners property to sign documents. successful loan modifications. We have helped over 5,000 homeowners, here is one of their stories. The Court of Appeals of Maryland has held that a protected resident need not be deprived of actual possession as a condition to suit against a loan servicer under the 2013 residential eviction amendments set forth in Maryland Code Real Property Article 7-113. They reported that it may be necessary to issue another loan for the second check for the payoff. When I tried to make payments, they continued to refuse my payments and even returned electronic payments received. Selene says i am 2 months behind and that they never received the August payment from the Ohio save the dream program. Now the annual inflation rate is climbing. This is the worst mortgage company ever. Jan. 2010 I started the process to get a loan modification with Wells Fargo because my income was going to drop by 40% over the next year. I had to pay my property taxes again at closing even though I had already paid it in escrow. I figured I had nothing to lose and gave then a call. All else is accurate and account for my income and debt - my only debt is the house and my monthly car payment of $374. I recently submitted to Selene a new accurate depiction of my expenses, which I will also upload here. YOu list my sole income, but then list my and Haig's expenses. Why weren't we notified of the auction so that we could have cured the situation then? Being detained during a foreclosure is the worst-case scenario that a Selenium Foreclosure Home Foreclosure faces. Hello, These are not mine. They agreed to pay March, April, May, June, July and August. Ironically, my statements from Selene show I am paying escrow. [fa icon="clock-o"] Sunday, November 3, 2013 Then my loan sold to Bank of America. You may schedule a free consultation at any time. Please see the attached response. Selene Finance is a small finance company based in Houston, TX with only 50 employees and an annual revenue of $88.0M. Disabled vet forclosed without knowing they were my morgage company, Can someone help? I was told that they wanted to work with me. Loan Modification Success: Stopping a Selene Finance Foreclosure, [fa icon="clock-o"] Sunday, November 3, 2013, Selene Finance Loan Modification Overview, 41 Months Past Due, Foreclosure Action Started, $47,827.46 Deferred from principal balance, Copyright 2008 - 2023 | Amerihope Alliance Legal Services. Thieves, the whole bunch of them. We were informed the new modification (without the ex-gf signature requirement) was accepted on 10/03/2022 and that we would be receiving paperwork within a few days. We were told that we get to pay off her house and be done with Selene. We have called back 2-3 times a week (with promises of call backs but never receive one) attempting to get a copy of this paperwork and we keep getting different stories. New Construction Homes Raleigh, Nc Under 250k, Refusing to accept your mortgage payment or. Submitting a response indicates a willingness to work with customers to make things right. How To Stop A Foreclosure Auction Immediately, How To Stop Foreclosure At The Last Minute, Can You Stop A Foreclosure Once It Starts, How Can A Foreclosure Process Be Temporarily Stalled. Nothing ever was sent to either of us or the title company to allow us to pay off the house. This man charged me and over 25 other people to go against Bank of America and didnt file an appeal so we all lost and once again our houses went into foreclosure again. I emailed Selene Finance on 09/29/2022 and asked them why . The state has no other choice but to let the foreclosure go through. Free Review of Notices of Intent to Foreclose in NJ, Can a Bank Foreclose on a Property if the Homeowner Dies? Box 71243 Philadelphia, PA 19176-6243 Payments - Overnight Delivery: Selene Finance LP ATTN: Selene Finance Lockbox Processing 100 Grove Road, Suite 6 West Deptford, NJ 08066 *Please include your loan number on the check or money order MoneyGram: Selene accepts MoneyGram payments. I told them if I had 15k I would had done this already. I sold and closed on the house around July 11, 2022. The plaintiffs also claim Selene imposed policies with excessive amounts of coverage, and as a result mortgage borrowers had to pay more in premiums than they should have had to. Think its time they get slapped with a lawsuit. Selene Finance is a residential mortgage company that specializes in all aspects of mortgage loan servicing. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. We thought it would be a good time to refinance and get a lower interest rate. N.A.C.A did get me through to Selene & I had to accept their shady extremely unfair loan modification.
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